Who is causing insurance rates to rise or increasing the cost of goods?
The lawyers or the companies caught by the lawyers?

Have you been sold the line, "lawyers making all these law suits are increasing our insurance rates or increasing the cost of goods?"

Well as the advertising industry will tell you, appealing to a persons emotions is more effective than appealing to their brains. Let's stop a second and use our brains.

If a lawyer is NOT being paid by his own client and it costs a minimum of $50,000.00 to take any semi-complicated case through to trial, what incentive is there for a lawyer to take a case if he does not believe it has a good chance of wining?

Well, maybe he is just bringing to hope that companies will just pay rather than being bothered. Hmmm, interesting thought, let's see. If it costs $50,000 for the plaintiff who has to burden of proof to bring a case, it must cost less for the defendant who does not need to do anything but show the case is full of hot air. This should be easy if the case is bad or are we forgetting this fact? So the cost of defending a case that is worthless is less than $50,000.00. Probably much less as insurance companies have their own crew of lawyers who charge reduced rates to defend cases from $150.00 an hour and below. In some cases the law firms are paid $85.00 an hour.

So the cost of defense in a bad case should be well under $20,000.00 and less if the case can be thrown out by a judge on a motion. In that case the cost is between $5,000.00 and $10,000.00.

So these innocent companies who are paying more than $50,000.00 to settle these bad cases are really paying more than the cost of defending the cases. It really makes you wonder when a company spends $100,000.00 or $500,000.00 or millions of dollars to stop these terribly wrong cases. What other explanation is there than the fact that the company thought there was a good chance that they would be found liable for acts in the complaint?

So who is to blame for the rise in the cost of insurance or goods, the company that got caught lying to cheating or the lawyer who discovered the lying or cheating and spent his or her own money to prove it to a judge or a jury of people like you or me?

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